2nd Annual Subprime Credit Forum
Prague, Czech Republic
Summary
The popularity of this type of credit has mushroomed in the last decade, boosted unsurprisingly by the financial crisis. This type of lending is also aided by the ‘now’ culture of society ie People aren’t content to patiently save for something but want everything immediately.
However, for many observers, short-term lending has a negative reputation due to the extremely high interest rates charged and in recent years regulators have really concentrated efforts to provide regulation and consumer protection against what were regarded as exploitational policies and tactics used by the industry to make money. And there is a lot of money to be made as despite the often very high payback rates, this type of lending is still very popular due to the speed and ease of getting these loans.
This event will bring together short-term credit firms, regulators, financiers and solution providers to discuss best-practice for all aspects of this lucrative area of consumer finance.
Video
DAY 1
Agenda DAY 1 OPENING SESSION: LATEST TRENDS & REGULATION
- Market outlook and subprime credit challenges
- Age of empowered consumer: post GDPR came into force 1st quarter
- Regulation and Fintech
- Why doing business in Brazil?
ACHIEVING COMPETITIVE DIFFERENTIATION THROUGH PERSONALISED CUSTOMER EXPERIENCE
- Design and implementation of a successful business model in subprime credit market
- Focus on financial customer acquisition
- Gaining profit & growing company while satisfying customer needs
- Building efficient product portfolio
- Maximising effectiveness in debt collection practices
- Panel discussion: product mixtures or focus on one product & focus on country specific challenges & opportunities
DAY 2
DIGITAL INNOVATIONS IN SUBPRIME LENDING: WHAT DOES FUTURE HOLD
- Opening interactive discussion: what now for subprime lenders in 2018: post psd2 (9 months later)
- Big data and advancements in machine learning
- Refining credit underwriting process
- Fraud detection practices
- What information do credit bureaus see about consumers/consumer lending process
- Blockchain and its potential impact on subprime credit industry
- Optimising consumer credit lending process
- Moving towards sophisticated digital marketing: achieving driving growth and ROI utilising multi-channel attribution
- Interactive discussions:
- Finding solutions to the 3 main challenges facing consumer lenders
- What are key trends in innovations that impact subprime credit industry
Speakers
Ekaterina Kazak
Global Chief Risk Officer
ID Finance, Spain
Paulo David
Founder
Central Station and Biva, Brazil
Tom Newbould
Chief Marketing Officer
MyJar, UK
Vladislav Siganevic
Managing Director
Creamfinance, Czech Republic
Andre Achtstaetter
CEO
Vexcash, Germany
Vit Ruzicka
CEO
Zaplo Finance, Czech Republic
David Bouda
Chairman
Asociace Poskytovatelů Nebankovních Uvěrů Association of Non-Banking Lenders, Czech Republic
Adam Dardas
Group Head of Collection
Mash Group, Luxembourg
Vit Ruzicka
CEO
Big Data Scoring, Estonia
Janis Pranevics
Head of Loan Originator Partnerships
Mintos, Latvia
Jan Machaň
Chief On-line Officer, Head of Kamali
HomeCredit Czech and Slovak Republic
Ovais Siddiqui
CEO
Aasa Polska, Poland
Kentaro Takasu
Manager
Crowdcredit, Inc., Japan
Armands Liseks
VP, Business Development
Kontomatik, Latvia
Łukasz Piechowiak
Director of the analysis department
Polish Association of Loan Institutions
Maciej Suwik
CTO & Co-founder
LOANDO Group, Poland
Michal Smida
VP, Business Development
Twisto, Czech Republic
Tymon Zastrzeżyński
CEO & Co-founder
LOANDO Group, Poland
Renata Kozak
Enterprise Account Manager
ThreatMetrix Inc., UK
Testimonials
“The event was very well organised. The quality of delegates was very high & extremely relevant, lots of lenders in the room & lots of interaction, lots of good questions. Overall very good.”
— Chief Commercial Officer, collectAI, Germany
“It is a great event, it was very good number of people, and everybody who is anybody was here. I do consider event a great success & given it was first time event for subprime companies I am very much looking forward to the next event and hopefully it is going to be greater than this one, which is already great.”
— Head of Loan Originator Partnerships, Mintos Marketplace, Latvia
“In general perfectly prepared event with many interesting people from our industry. It was pleasure to participate. Overall I have just positive memories on this great conference.”
— CEO, Volsor, Czech Republic
“Very useful. Would like to see it kept specialised to the sector without being overtaken by banking / mainstream credit agenda. I like that the attendees were mostly decision maker level at their firms.”
— Co-Founder & CEO, APFin, UK
“The event was really well organized, interesting presentations, speakers, topics and good proportion of industries. We will certainly attend the next one.”
— Managing Director, Creditinfo Registr & Creditinfo Solutions, Czech Republic
Who Should Attend?
- Subprime lenders
- Consumer lending companies
- Short-term credit companies
- Fast credit companies
- Аlternative lending companies
- Payday loans originators
- Law firms / Consultants
- Credit Bureaus / Credit Scoring / Credit Data firms
- Software providers
- Fintech companies
- Debt recovery solutions
- Collectors / Factoring companies
